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Home Insurance

Protect Your Home & Everything in It.

Compare home insurance plans from multiple insurers — covering your house structure, contents, and valuables against fire, theft, and natural calamities.

Structure Cover Contents Cover Natural Calamities Claim Support

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Why It Matters

Why Home Insurance is Important

Your home is one of your biggest investments. Home insurance protects it from unexpected events.

Natural Calamity Cover

Protection against fire, flood, earthquake, storm and other natural events.

Theft Protection

Covers loss of contents and valuables due to burglary or theft.

Contents Cover

Protects furniture, electronics, appliances and personal belongings.

Jewellery Cover

Optional cover for jewellery and high-value items, as per policy terms.

Personal Liability

Covers legal liability for injury or damage caused to third parties.

Financial Protection

Helps you recover from unexpected losses without financial stress.

FAQs

Home Insurance — Frequently Asked Questions

Answers to the most common questions about home insurance.

What is Home Insurance?

Home insurance protects your house structure and contents against fire, theft, natural disasters and other risks.

Is Home Insurance mandatory in India?

It is not mandatory by law, but mandatory if you take a home loan.

What does Home Insurance cover?

Building structure, contents, jewellery, electronics, and personal liability, as per policy terms.

Does Home Insurance cover earthquakes and floods?

Yes, most comprehensive home insurance plans cover natural calamities.

How is Home Insurance premium calculated?

Based on property value, location, construction type, and contents insured.

Can I insure only the contents of my home?

Yes. Content-only home insurance is available for tenants.

What is the difference between building and contents cover?

Building covers the structure; contents cover items inside the home.

Does Home Insurance cover jewellery?

Yes, if declared and valued. High-value jewellery may need a separate cover.

What is a deductible in Home Insurance?

The amount you pay before the insurer pays the claim.

Does Home Insurance cover tenant damage?

Standard plans don't. You may need a specific tenant liability cover.

How is the sum insured decided?

Based on reconstruction cost of the building and replacement value of contents.

Can you help me with Home Insurance?

Yes. We can help you understand available options from different insurers.

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Explore available home insurance options with personalized guidance from our team.