Secure Your Child's Bright Future.
Compare child education plans from multiple insurers — savings-cum-insurance plans that build a corpus for your child's education with life cover.
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Why Child Education Plans are Important
Education costs are rising every year. A child education plan helps you prepare in advance.
Build Education Corpus
Systematically save for your child's higher education over time.
Life Cover Protection
Provides life cover for the parent so the child's future is protected.
Waiver of Premium
Future premiums may be waived if the parent dies or is disabled.
Tax Benefits
Premiums may qualify for tax benefits under applicable sections.
Disciplined Savings
Regular investments help build a meaningful education fund.
Goal-Based Planning
Align investments with your child's education milestones.
Child Education Plan — Frequently Asked Questions
Answers to the most common questions about child education plans.
It is a savings-cum-insurance plan that helps build a corpus for your child's education and provides life cover.
The earlier, the better. Starting when your child is young gives more time for compounding.
Most plans waive future premiums and continue paying the maturity benefit to the child, as per policy terms.
Some plans allow partial withdrawals after a lock-in period. Check the policy terms.
Premiums may qualify under Section 80C; maturity proceeds are generally tax-free under Section 10(10D), subject to conditions.
Estimate future education cost and inflation, then choose a plan that meets that target. We can help you plan.
Future premiums are waived if the parent dies or is disabled, and the policy continues, as per terms.
Yes — endowment, ULIP, money-back and term with child rider options are available.
The policy may lapse or become paid-up. Some plans offer a grace period.
Yes, if they are the legal guardian or parent, subject to insurer norms.
As a lump sum, in installments, or as a monthly income, depending on the plan.
Yes. We can explain available options from different insurers based on your goals and budget.
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Explore available child education plans with personalized guidance from our team.