Ride Safe with the Right Cover.
Compare comprehensive, third-party and add-on two-wheeler insurance options from multiple insurers — with clear guidance and quick renewal support.
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Why Bike Insurance is Important
Beyond the legal requirement, the right two-wheeler insurance protects you from unexpected expenses.
Legal Requirement
Third-party bike insurance is mandatory for all two-wheelers on Indian roads.
Protection from Accidents
Comprehensive cover helps with repair costs for your own bike after an accident.
Third-Party Liability
Covers legal liability for injury or damage caused to a third party.
Roadside Assistance
Many policies include or allow add-ons for roadside assistance.
No-Claim Bonus
Earn a No-Claim Bonus if you don't make a claim during a policy year.
Natural Calamity Cover
Comprehensive policies typically include flood, earthquake, storm protection.
Bike Insurance — Frequently Asked Questions
Answers to the most common questions about bike insurance.
Third-party motor insurance is required for vehicles used on public roads in India.
Third-party cover protects you against liability to others. Comprehensive cover also protects your own two-wheeler against accidents, theft, fire and natural calamities.
If you don't make a claim during a policy year, you may earn a No-Claim Bonus. This can reduce your premium at renewal, subject to the insurer's terms.
Common add-ons include zero depreciation, engine protection, roadside assistance, consumables cover and helmet cover. Availability varies by insurer.
Commonly requested documents include the policy copy, RC, driving licence, FIR (if applicable) and photographs of damage. Requirements vary by claim type.
Comprehensive bike insurance typically covers theft, subject to policy terms and conditions. An FIR is usually required.
Premium depends on factors like the bike's make, model, age, engine capacity, location, policy type, add-ons and claims history.
It covers the pillion passenger against accidental injury or death.
Only if you add the engine protect add-on.
Yes, on sale of the bike, inform the insurer and transfer the policy.
Yes, NCB can be transferred if you buy a new bike within a specified period.
Usually 30 days, during which NCB and benefits are retained.
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