Palika Bazar, Thanesar, Kurukshetra — 136118 Mon–Sat: 9 AM – 7 PM | Sun: 9 AM – 4 PM
Bus Insurance

Protect Your Bus with the Right Cover.

Compare comprehensive and third-party bus insurance options from multiple insurers — for passenger transport and commercial use.

Multiple Insurers Passenger Cover Claim Support Quick Renewal

Get a Bus Insurance Quote

Compare options in just a few clicks

Share a few details about your bus and we'll help you compare available options.

Why It Matters

Why Bus Insurance is Important

Buses carry passengers — the right insurance protects your business and your passengers.

Legal Requirement

Third-party bus insurance is mandatory for buses used on public roads.

Own Damage Cover

Comprehensive cover helps with repair costs after accidents or damage.

Passenger Liability

Covers legal liability for injury or death of passengers, as per policy terms.

Third-Party Liability

Covers legal liability for injury or damage caused to a third party.

No-Claim Bonus

Earn a No-Claim Bonus if you don't make a claim during a policy year.

Business Protection

Protect your transport business from unexpected financial losses.

FAQs

Bus Insurance — Frequently Asked Questions

Answers to the most common questions about bus insurance.

Is Bus Insurance mandatory?

Yes, third-party bus insurance is mandatory for buses used on public roads in India.

What does Comprehensive Bus Insurance cover?

It covers own damage, theft, fire, natural calamities, and third-party liability for passenger and public risk.

Does Bus Insurance cover passengers?

Passenger liability cover can be included, subject to policy terms and limits.

What documents are needed for Bus Insurance claim?

Policy copy, RC, driving licence, FIR (if applicable), and photographs of damage.

Can I renew my Bus Insurance through you?

Yes. We provide assistance with bus insurance renewal and available policy options.

How is Bus Insurance premium calculated?

Based on bus type, seating capacity, age, route, and policy type.

Does Bus Insurance cover theft?

Comprehensive bus insurance typically covers theft, subject to policy terms. An FIR is usually required.

Can I add add-ons to Bus Insurance?

Yes. Common add-ons include zero depreciation, engine protection, and roadside assistance.

Is passenger liability mandatory?

Yes, passenger liability cover is mandatory for buses carrying passengers, as per Motor Vehicles Act.

What is the difference between school bus and tourist bus insurance?

Premiums and terms differ based on usage, route, and passenger type. School buses may have specific requirements.

Can I transfer Bus Insurance to a new owner?

Yes. Inform the insurer and submit the transfer form along with RC and NOC.

Can you help me with Bus Insurance?

Yes. We can help you understand available options from different insurers.

Ready to Protect Your Bus?

Explore available bus insurance options with personalized guidance from our team.