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Shop Insurance

Protect Your Shop with the Right Cover.

Compare shop insurance plans from multiple insurers — protecting your stock, contents, and business from fire, theft, and other risks.

Multiple Insurers Stock Cover Theft Protection Claim Support

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Why It Matters

Why Shop Insurance is Important

Your shop is your livelihood. The right insurance protects your stock, equipment, and business.

Fire Protection

Covers damage to stock, furniture, and fittings due to fire.

Theft & Burglary

Protects against loss of stock and valuables due to theft or burglary.

Stock Cover

Covers your inventory against damage or loss from covered events.

Natural Calamities

Protection against flood, earthquake, storm and other natural events.

Public Liability

Covers legal liability for injury or damage caused to customers or visitors.

Business Continuity

Helps you recover from losses without disrupting your business.

FAQs

Shop Insurance — Frequently Asked Questions

Answers to the most common questions about shop insurance.

What is Shop Insurance?

Shop insurance protects your shop's contents, stock, and structure against fire, theft, and other risks.

Is Shop Insurance mandatory in India?

Certain insurances like fire insurance for shops are mandatory under specific laws. Others are optional but advisable.

What does Shop Insurance cover?

Stock, furniture, fixtures, electrical fittings, and third-party liability, as per policy terms.

Does Shop Insurance cover theft?

Yes, with a burglary/theft add-on or as part of a comprehensive shop insurance plan.

How is Shop Insurance premium calculated?

Based on shop location, size, nature of business, stock value, and risk profile.

Can small shops buy insurance?

Yes. Many plans are designed for small shops and MSMEs with affordable premiums.

What documents are needed for a Shop Insurance claim?

Policy copy, FIR (if applicable), photographs of damage, stock records, and purchase invoices.

Does Shop Insurance cover electrical breakdown?

Some policies cover electrical breakdown as an add-on. Check policy terms.

Can I insure only the stock of my shop?

Yes. Stock-only shop insurance is available for specific needs.

Is GST applicable on Shop Insurance?

Yes, GST is applicable as per government rules.

Can I customize a Shop Insurance policy?

Yes, most insurers allow add-ons and custom sum insured.

Can you help me with Shop Insurance?

Yes. We can help you understand available options from different insurers.

Ready to Protect Your Shop?

Explore available shop insurance options with personalized guidance from our team.